Moss
Your entire company spend in one place: Manage card payments, employee expenses, invoices, and cash flow in one place.
Product Feature Introduction
Spend Smarter with Moss
Streamline expense management, gain real-time control, and automate workflows seamlessly.
What is Moss?
A Modern Spend Management Platform
Reduced Paperwork
Digitize spend processes for faster month-end closings and accurate reporting.
Real-Time Control
Centralized oversight of all company spending (cards, invoices, reimbursements).
High User Satisfaction
Rated 4.7/5 on G2 & "Best Ease of Use" (Capterra). Intuitive and efficient.
Key Features & Services
Everything you need for intelligent spend management, integrated into one powerful platform.
Core Solutions
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Virtual Employee Cards
Customizable cards with adjustable limits, real-time controls, and approval policies.
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Receipt Management
Mobile app capture, auto-fetch from email, one-click reminders, and card-blocking.
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Month-End Closing & Accounting Integration
Real-time spend visibility, auto-categorization, pre-coding, and two-way sync (e.g., Xero).
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Budget Insights & Workflows
Tailored approvals, real-time budget tracking, expense categorization, and reporting.
Measurable Impact & Benefits
4.5x
ROI within 3 Years
(IDC Report)
47%
Increased Finance Productivity
1 Day
Saved Monthly on Closing
€795
Avg. Annual Saving / Employee
Plus: 27% faster reimbursements and £30k saved in VAT reclaim (example).
Security & Compliance
Privacy by Design
Adheres to GDPR and strict data protection regulations.
Regulated Infrastructure
Cards/e-money by BaFin-licensed institutions, EU transactions via Deutsche Bank.
End-to-End Security
High standards for IT security and payment execution.
Trust & Industry Recognition
Testimonials
"Consolidated expenses, cards, and invoices in one place, improving efficiency."
- Florence
"Saved 1 day monthly on month-end closings with streamlined processes."
- Pizza Pilgrims
Awards & Accolades
- Top 100 EMEA Fintechs
- "Best Support" (Capterra, 2025)
- $86M Series B Funding ($573M valuation)
Media Mentions
Target Audience
Primarily aimed at modern SMB finance teams and mid-sized enterprises in Europe, replacing disjointed systems with a unified platform.
Ready to Spend Smarter?
"Experience modern spend management"
Leverage Moss's automation, security, and integrations for faster month-end closings, better compliance, and measurable ROI. Download the IDC report for detailed value proposition.
Conclusion
Moss positions itself as a leading spend management solution, combining user-friendly design, robust automation, and enterprise-grade security. It empowers finance teams with real-time control and efficiency by consolidating workflows and integrating with accounting tools, addressing the pain points of disjointed financial processes for growing businesses in Europe.
